Welcome to Real Estate Loans Guide
Real Estate Investment Loans Article
. For a permanent link to this article, or to bookmark it for further reading, click here.
Real Estate Loans and Mortgage Loans
from:There is generally a fine line when it comes to the difference in real estate loans and mortgage loans. While the term real estate can refer to any property, most people think of it as commercial or investment properties. Then again, mortgage loans are thought of more as the loan families and individuals use to buy their own, personal home. As you can see, there are some differences between these two varieties. These aren't the only differences, though.
Real estate loans and mortgage loans differ when it comes to purpose. Real estate loans are often used to make money, and not as a way to find a place to live. This can happen two ways. For instance, if you have a business, you can use the money from the loan to buy new property for your company. You could buy a new office building so that you can hire more employees. You could also buy a storefront to have new retail locations for people to buy your products. You could even use the money to buy a new industrial building used to make these products. The possibilities are nearly endless.
As far as investment properties go with real estate loans and mortgage loans, this can go several ways. If you are good at fixing up homes, you could always be a flipper. Flippers buy rundown homes and fix them up so that they can sell them at a higher price. If this doesn't sound good, you could just buy some rental properties and make money from the rent that you receive from your tenants.
The differences with real estate loans and mortgage loans are also on the mortgage side. Although buying a house for yourself can be considered an investment, that isn't usually the reason for buying it and is instead just a pleasant side effect. Rather, people buy these houses so that they have a great place to live. When you own your own home, you are in charge of what happens to it. you can paint the walls orange and you don't have to worry about what the property manager might think.
As you can see, there are plenty of differences between what people think of when they think of real estate loans and mortgage loans. Still, these terms can be interchanged in reality. If you want to buy a house, a real estate loan or a mortgage loan can help you with the purchase. Instead of worrying about the terminology, you should worry more about the interest rate that you get or the terms of the loan, instead.
Real Estate Investment Loans Specific links
Real Estate Investment Loans News
Ares Commercial Real Estate Expands Credit Capacity to $309 Million - MarketWatch (press release)
Ares Commercial Real Estate Expands Credit Capacity to $309 Million MarketWatch (press release) Ares Commercial Real Estate Corporation is a specialty finance company that originates, invests in and manages middle market commercial real estate loans and other commercial real estate investments. Through its national direct origination platform, ... |
JPMorgan Distressed CMBS Funds Blackstone, Square Mile Loan Buy - Wall Street Journal
JPMorgan Distressed CMBS Funds Blackstone, Square Mile Loan Buy Wall Street Journal (JPM) plans to sell $159.5 million of commercial mortgage-backed securities supported by distressed hotel loans next week in the second deal aimed at the rapid resolution of bubble-era real estate assets, according to a term sheet sent to investors. JP Morgan To Sell $159.5 Million Distressed Loan CMBS -Investor |
MPG Office Trust Announces Agreement with Two California Plaza Special Servicer - MarketWatch (press release)
MPG Office Trust Announces Agreement with Two California Plaza Special Servicer MarketWatch (press release) LOS ANGELES, May 24, 2012 (BUSINESS WIRE) -- MPG Office Trust, Inc. (NYSE:MPG) , a Southern California-focused real estate investment trust, today announced that the Company and the special servicer for Two California Plaza, a property that is ... |
Soundview Real Estate Partners Responds to Grim CMBS Report - MarketWatch (press release)
Soundview Real Estate Partners Responds to Grim CMBS Report MarketWatch (press release) The report received attention from many investors and real estate professionals, among them the Stamford-based private equity real estate company Soundview Real Estate Partners. In fact, the report was so provocative that it prompted Soundview to ... |
Financial News: Henderson Aims To Fill $180B Lending Gap - Wall Street Journal
 Investment Europe | Financial News: Henderson Aims To Fill $180B Lending Gap Wall Street Journal The Henderson High Income Real Estate Debt fund will invest in newly-originated debt that is secured by high-quality real estate at leverage of up to 75% loan to value. This fund aims to generate between 8% and 10% a year, before fees. Henderson set to launch real estate debt products Despite few deals, realty PEs on fundraising mode |