Welcome to Real Estate Loans Guide
Category Mortgages Real Estate Loans Article
. For a permanent link to this article, or to bookmark it for further reading, click here.
Real Estate Loans and Mortgage Loans
from:There is generally a fine line when it comes to the difference in real estate loans and mortgage loans. While the term real estate can refer to any property, most people think of it as commercial or investment properties. Then again, mortgage loans are thought of more as the loan families and individuals use to buy their own, personal home. As you can see, there are some differences between these two varieties. These aren't the only differences, though.
Real estate loans and mortgage loans differ when it comes to purpose. Real estate loans are often used to make money, and not as a way to find a place to live. This can happen two ways. For instance, if you have a business, you can use the money from the loan to buy new property for your company. You could buy a new office building so that you can hire more employees. You could also buy a storefront to have new retail locations for people to buy your products. You could even use the money to buy a new industrial building used to make these products. The possibilities are nearly endless.
As far as investment properties go with real estate loans and mortgage loans, this can go several ways. If you are good at fixing up homes, you could always be a flipper. Flippers buy rundown homes and fix them up so that they can sell them at a higher price. If this doesn't sound good, you could just buy some rental properties and make money from the rent that you receive from your tenants.
The differences with real estate loans and mortgage loans are also on the mortgage side. Although buying a house for yourself can be considered an investment, that isn't usually the reason for buying it and is instead just a pleasant side effect. Rather, people buy these houses so that they have a great place to live. When you own your own home, you are in charge of what happens to it. you can paint the walls orange and you don't have to worry about what the property manager might think.
As you can see, there are plenty of differences between what people think of when they think of real estate loans and mortgage loans. Still, these terms can be interchanged in reality. If you want to buy a house, a real estate loan or a mortgage loan can help you with the purchase. Instead of worrying about the terminology, you should worry more about the interest rate that you get or the terms of the loan, instead.
Category Mortgages Real Estate Loans Specific links
Category Mortgages Real Estate Loans News
PennyMac Mortgage Investment Trust Reports Fourth Quarter and Full-Year 2011 ... - EON: Enhanced Online News (press release)
PennyMac Mortgage Investment Trust Reports Fourth Quarter and Full-Year 2011 ... EON: Enhanced Online News (press release) PennyMac Mortgage Investment Trust is a mortgage real estate investment trust (REIT) that invests primarily in residential mortgage loans and mortgage-related assets. PennyMac Mortgage Investment Trust trades on the New York Stock Exchange under the ... |
Trepp: Commercial Real Estate Exposure Fueled January's Bank Failures - Mortgageorb
Trepp: Commercial Real Estate Exposure Fueled January's Bank Failures Mortgageorb Commercial real estate loans comprised $363.5 million (74.5%) of the total $487.7 million in nonperforming loans at the failed banks. Commercial mortgages made up $24.6 million (51.9%) of the total, while construction and land loans comprised $14.9 ... |
American Foreclosure Hits Bottom With Tower Auction in Atlanta: Mortgages - Bloomberg
 Bloomberg | American Foreclosure Hits Bottom With Tower Auction in Atlanta: Mortgages Bloomberg Atlanta's office market is a victim of overbuilding and inflated real-estate prices fueled by issuance of commercial mortgage backed securities that peaked in the US at $232 billion in 2007. While investor demand for property debt surged last month by ... |
Obama Mortgage Refinancing Plan: A Bailout by Any Other Name - National Legal and Policy Center
 National Legal and Policy Center | Obama Mortgage Refinancing Plan: A Bailout by Any Other Name National Legal and Policy Center Accompanying the price declines has been the rapid growth in homes with negative equity; ie, properties whose outstanding mortgage value exceeds current market worth. According to the Santa Ana, Calif.-based real estate tracking service, CoreLogic, ... |
Northfield Bancorp, Inc. Announces Record Results for 2011 - MarketWatch (press release)
Northfield Bancorp, Inc. Announces Record Results for 2011 MarketWatch (press release) Originated loans held-for-investment, net, totaled $985.9 million at December 31, 2011, as compared to $827.6 million at December 31, 2010. The increase was primarily in multi-family real estate loans, which increased $174.7 million, or 61.6%, ... |